{"id":31,"date":"2022-10-03T18:57:00","date_gmt":"2022-10-03T18:57:00","guid":{"rendered":"https:\/\/www.granddentalwilmington.com\/blog\/?p=31"},"modified":"2022-10-31T19:27:00","modified_gmt":"2022-10-31T19:27:00","slug":"dental-insurance-and-coverage-level-breakdown","status":"publish","type":"post","link":"https:\/\/www.granddentalwilmington.com\/blog\/2022\/10\/03\/dental-insurance-and-coverage-level-breakdown\/","title":{"rendered":"Dental Insurance: A Quick Explanation of Coverage"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.granddentalwilmington.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_108447278__1667227069_74713.jpg\" alt=\"dentist discussing dental insurance\" class=\"wp-image-32\" width=\"315\" height=\"210\" srcset=\"https:\/\/www.granddentalwilmington.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_108447278__1667227069_74713.jpg 800w, https:\/\/www.granddentalwilmington.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_108447278__1667227069_74713-300x200.jpg 300w, https:\/\/www.granddentalwilmington.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_108447278__1667227069_74713-768x512.jpg 768w\" sizes=\"(max-width: 315px) 100vw, 315px\" \/><\/figure><\/div>\n\n\n<p>Attempting to understand dental insurance can be difficult for many. Trying to navigate the details that only an expert can truly grasp requires time and effort. But with the help of a trusted dental team member, it doesn\u2019t have to be an overwhelming task anymore. Instead, the details of coverage can be explained easily in the following article.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Coverage Provided<\/h2>\n\n\n\n<p>Preventive and restorative dentistry are the two types of dental care covered by insurance companies. Not only do they provide ways for patients to take better care of their smiles year-round, but they serve to improve the state of a person\u2019s oral health.<\/p>\n\n\n\n<p>When reviewing a dental insurance plan, preventive care is usually covered at 80-100% depending on the company and the type of policy. Through routine checkups and cleanings, X-rays, and other preventive services, patients can pay little to nothing out of pocket and maintain a higher chance of avoiding cavities and other serious oral health issues that require extensive treatment.<\/p>\n\n\n\n<p>If a cavity or sudden injury does occur, however, restorative care is also covered. By choosing to pay 50-80% of the total bill, dental insurance companies make it possible for individuals to avoid high out-of-pocket expenses when faced with a minor or major problem. These services must be medically necessary, though.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Truth About Cosmetic Dentistry<\/h2>\n\n\n\n<p>There is an array of cosmetic dental services that dentists offer, each providing patients with an opportunity to transform their appearances. To take advantage of these treatments, individuals are encouraged to meet with their dentist for a consultation, but the reality is that these services are not typically covered by dental insurance.<\/p>\n\n\n\n<p>The main reason is that they are elective procedures and do not contribute to the betterment of a person\u2019s smile. While they do improve the aesthetics, they do not prove medically necessary. As a result, dentists are encouraged to provide alternative ways for patients to pay for these treatments. This allows individuals to pursue cosmetic dentistry without emptying their savings accounts.<\/p>\n\n\n\n<p>Dental insurance may be one of the more cumbersome components associated with dental care today but with the help of a dentist in Wilmington who understands the details, it can be quite easy. Patients can feel more confident and prepared when it comes to caring for their smiles when they understand how they\u2019ll be expected to pay in the end.<\/p>\n\n\n\n<p><strong>About Grand Dental &#8211; Wilmington<br><\/strong>At Grand Dental \u2013 Wilmington, we take pride in the personalized, comprehensive dental care we provide. Our talented team of four dental specialists is happy to work with patients of all ages, and we want to make sure individuals save when coming in for a visit. Dental care can be expensive, so when patients need assistance to better understand their plans, we invite them to visit our <a href=\"https:\/\/www.granddentalwilmington.com\/contact.html\">website<\/a> or call <strong>(815) 240-8822 <\/strong>to learn how we can help.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Attempting to understand dental insurance can be difficult for many. Trying to navigate the details that only an expert can truly grasp requires time and effort. But with the help of a trusted dental team member, it doesn\u2019t have to be an overwhelming task anymore. Instead, the details of coverage can be explained easily in [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dental Insurance | Coverage | Grand Dental Group - Wilmington<\/title>\n<meta name=\"description\" content=\"Dental insurance doesn\u2019t have to be difficult. 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